Agricultural / Commercial Loan Officer

Bakersfield, CA


Apply Apply with LinkedIn Back to Results

Type: Permanent

Experience: Experienced Professional (Non-Manager)

Category: Banking

Industry: Financial / Banking

Salary: 100000-150000

Reference ID: MC74282BAK

Date Posted: 09/15/2022

Shortcut: http://sales-consultants-of-sacramento.jobs.mrinetwork.com/ilxmBN


Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwriting, structuring, and closing agricultural loans that meet established lending requirements and maximizes profitability to the bank with minimal risk.

  • Build solid, profitable relationships with clients/prospects to establish and service a sound portfolio.
  • Analyze client/prospect needs, and recommends appropriate solutions that match those needs, consistent with the Bank’s credit culture.
  • Analyze and screen loan requests. Negotiates terms/conditions, structure loan financing based on risk considerations consistent with Bank policy and Asset/Liability guidelines; approve loans within assigned lending limits; and/or prepare/ present credits outside lending limits for approval to appropriate levels of authority, as required.
  • Fosters and maintains cohesive partnerships and working relationships with all lines of business within the Bank. 
  • Effectively evaluates and manages each client relationship and transaction for financial and credit risk and potential loss to the Bank.
  • Comply with government regulations and bank policy to assure conformity with required laws and terms.
  • Maintain an awareness of competitive products, practices, rates and changes in the local market.
  • Represents the Bank in the local community through proactive participation in community, charitable, business and social activities.

 

  • Minimum 4-6 yrs of progressively responsible commercial lending experience providing financial expertise, counsel and customized solutions to business clients; advanced knowledge of credit underwriting, loan structuring, credit/credit quality and commercial real estate, agricultural, and C&I lending practices. 
  • Must have strong relationship management and excellent business development skills with proven success in prospecting and building relationships to enhance commercial loan opportunities and entrusted to make quality credit decisions.
  • Business and financial analysis and modeling skills, with understanding of financial accounting, income statements, balance sheets, etc., requiring the ability to gather, analyze and prepare reports.
  • Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.
  • Excellent communication, organizational, and interpersonal skills.
  • Demonstrated public relations capability and active interest in community affairs.
  • Proficient PC experience using MS Office products; working knowledge of automated financial systems, and ability to learn and adapt to new technologies quickly.
  • Bachelor's degree in Business, Finance, Accounting, Marketing; or equivalent combination of education, formal credit training and experience in commercial lending may be considered

 

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com  or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest. 

 

  • Agricultural / Commercial Loan Officer

    Oxnard, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/08/2022 Recommended

  • Agricultural / Commercial Loan Officer

    Yuba City, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/07/2022 Recommended

  • Agricultural / Commercial Loan Officer

    Sacramento, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/14/2022 Recommended

  • Agricultural / Commercial Loan Officer

    Santa Maria, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 08/04/2022 Recommended

  • Agricultural / Commercial Loan Officer

    Modesto, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/22/2022 Recommended

  • Commercial Real Estate Loan Officer

    Seattle, WA

    Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commer...

    Date Posted: 08/24/2022 Recommended

  • Commercial Real Estate Loan Officer

    Phoenix, AZ

    Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commer...

    Date Posted: 08/15/2022 Recommended

  • Commercial Real Estate Loan Officer

    Denver, CO

    Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commer...

    Date Posted: 08/15/2022 Recommended

  • Commercial Real Estate Loan Officer

    Walnut Creek, CA

    Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commer...

    Date Posted: 08/17/2022 Recommended

  • Chief Credit Officer

    Stockton, CA

    Excellent opportunity for an EVP/Chief Credit Officer with a very successful regional financial institution. Relocation assistance offered to the right candidate. The Chief Credit Officer is the senior manager responsible for maintaining and setting lo...

    Date Posted: 09/02/2022 Recommended

  • Credit Administrator

    Bakersfield, CA

    Excellent opportunity for a Credit Administrator with one of the most successful, well-capitalized financial institutions in the country. The Credit Administrator reports directly to the Chief Credit Officer and is responsible for the administration an...

    Date Posted: 09/07/2022 Recommended

  • Credit Administrator

    Santa Rosa, CA

    Excellent opportunity for a Sr. Credit Administrator with one of the most successful, well-capitalized financial institutions in the country. The Sr. Credit Administrator reports directly to the Chief Credit Officer and is responsible for the administr...

    Date Posted: 08/03/2022 Recommended

  • Commercial Loan Portfolio Manager

    Los Angeles, CA

    Actively seeking an experienced Commercial Loan Portfolio Manager to: Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices. Assist the Commercial Lender by main...

    Date Posted: 09/14/2022 Recommended

  • Commercial Loan Portfolio Manager

    San Francisco, CA

    Actively seeking an experienced Commercial Loan Portfolio Manager to: Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices. Assist the Commercial Lender by main...

    Date Posted: 08/31/2022 Recommended

  • Commercial Loan Portfolio Manager

    Pleasanton, CA

    Actively seeking an experienced Commercial Loan Portfolio Manager to: Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices. Assist the Commercial Lender by main...

    Date Posted: 09/13/2022 Recommended