Agricultural / Commercial Loan Officer

Sacramento, CA


Apply Apply with LinkedIn

Type: Permanent

Experience: Experienced Professional (Non-Manager)

Category: Banking

Industry: Financial / Banking

Reference ID: MC89436SAC

Date Posted: 03/13/2024

Shortcut: http://sales-consultants-of-sacramento.jobs.mrinetwork.com/5oxf2i


Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwriting, structuring, and closing agricultural loans that meet established lending requirements and maximizes profitability to the bank with minimal risk.

  • Build solid, profitable relationships with clients/prospects to establish and service a sound portfolio.
  • Analyze client/prospect needs, and recommends appropriate solutions that match those needs, consistent with the Bank’s credit culture.
  • Analyze and screen loan requests. Negotiates terms/conditions, structure loan financing based on risk considerations consistent with Bank policy and Asset/Liability guidelines; approve loans within assigned lending limits; and/or prepare/ present credits outside lending limits for approval to appropriate levels of authority, as required.
  • Fosters and maintains cohesive partnerships and working relationships with all lines of business within the Bank. 
  • Effectively evaluates and manages each client relationship and transaction for financial and credit risk and potential loss to the Bank.
  • Comply with government regulations and bank policy to assure conformity with required laws and terms.
  • Maintain an awareness of competitive products, practices, rates and changes in the local market.
  • Represents the Bank in the local community through proactive participation in community, charitable, business and social activities.
  • Minimum 4-6 yrs of progressively responsible commercial lending experience providing financial expertise, counsel and customized solutions to business clients; advanced knowledge of credit underwriting, loan structuring, credit/credit quality and commercial real estate, agricultural, and C&I lending practices. 
  • Must have strong relationship management and excellent business development skills with proven success in prospecting and building relationships to enhance commercial loan opportunities and entrusted to make quality credit decisions.
  • Business and financial analysis and modeling skills, with understanding of financial accounting, income statements, balance sheets, etc., requiring the ability to gather, analyze and prepare reports.
  • Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.
  • Excellent communication, organizational, and interpersonal skills.
  • Demonstrated public relations capability and active interest in community affairs.
  • Proficient PC experience using MS Office products; working knowledge of automated financial systems, and ability to learn and adapt to new technologies quickly.
  • Bachelor's degree in Business, Finance, Accounting, Marketing; or equivalent combination of education, formal credit training and experience in commercial lending may be considered

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com  or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest. 

 

  • Agricultural Lending Team Leader

    Sacramento, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 02/28/2024 Recommended

  • Agricultural / Commercial Loan Officer

    Davis, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 03/27/2024 Recommended

  • Agricultural / Commercial Loan Officer

    Imperial, CA

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 02/29/2024 Recommended

  • Commercial Loan Portfolio Manager

    Eugene, OR

    Actively seeking an experienced Commercial Loan Portfolio Manager to: Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices. Assist the Commercial Lender by main...

    Date Posted: 02/08/2024 Recommended

  • SBA Loan Processor

    San Diego, CA

    Immediate opening for an SBA Loan Processor with a very successful regional financial institution. National SBA lender with PLP status. Excellent senior management team that is committed to supporting the back shop operations. The SBA Loan Processor, v...

    Date Posted: 02/07/2024 Recommended

  • SBA Loan Processor

    Los Angeles, CA

    Immediate opening for an SBA Loan Processor with a very successful regional financial institution. National SBA lender with PLP status. Excellent senior management team that is committed to supporting the back shop operations. The SBA Loan Processor, v...

    Date Posted: 02/07/2024 Recommended

  • SBA Loan Processor

    San Jose, CA

    Immediate opening for an SBA Loan Processor with a very successful regional financial institution. National SBA lender with PLP status. Excellent senior management team that is committed to supporting the back shop operations. The SBA Loan Processor, v...

    Date Posted: 02/28/2024 Recommended

  • SBA Loan Processor

    Houston, TX

    Immediate opening for an SBA Loan Processor with a very successful regional financial institution. National SBA lender with PLP status. Excellent senior management team that is committed to supporting the back shop operations. The SBA Loan Processor, v...

    Date Posted: 02/14/2024 Recommended

  • SBA Loan Processor

    San Francisco, CA

    Immediate opening for an SBA Loan Processor with a very successful regional financial institution. National SBA lender with PLP status. Excellent senior management team that is committed to supporting the back shop operations. The SBA Loan Processor, v...

    Date Posted: 02/07/2024 Recommended

  • SBA Business Development Officer

    Temecula, CA

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 02/21/2024 Recommended

  • SBA Business Development Officer

    Chicago, IL

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 03/06/2024 Recommended

  • SBA Business Development Officer

    Spokane, WA

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 02/29/2024 Recommended

  • SBA Business Development Officer

    Denver, CO

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 02/28/2024 Recommended

  • SBA Business Development Officer

    Ontario, CA

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 01/31/2024 Recommended

  • SBA Business Development Officer

    Riverside, CA

    Excellent opportunity for a seasoned SBA Business Development Officer with a very successful national financial institution. Responsible for generating new SBA loans in an assigned local market. Develops strategies to originate SBA loans in the marketp...

    Date Posted: 03/27/2024 Recommended